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The Determinants of net interest margin : comparison between state owned banks and listed national private banks in Indonesia 2012-2017

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This study aims to examine and analyze the determinants of net interest margin in Indonesia for State Owned Banks and National Private Banks between 2012 to 2017. This research using 33 commercial banks listed in IDX as the sample data for period of 2012 to 2017. The analysis method is using balance panel data regression method to identify and examine the determinants of net interest margin of state owned banks and listed national private banks with return on asset, interest rate, and inflation as control variables. Empirical analysis result finds that efficiency ratio has significant impact on net interest margin for both State Owned Banks and National Private Banks. Other result shows credit risk has significant impact on net interest margin for both types of banks. Meanwhile CAR has no significant impact on net interest margin for State Owned Banks and has significant impact on net interest margin for National Private Banks. Further, competition does not significantly affect net interest margin for State Owned Banks and National Private Banks, while, macro-economic variable does not significantly impact net interest margin.

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Availability

B03034

(Rack Thesis)

Available

Detail Information

Series Title

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Call Number

3034

Publisher

: Swiss German University., 2019

Collation

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Language

English

ISBN/ISSN

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Classification

NONE

Content Type

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Media Type

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Carrier Type

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Edition

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Subject(s)

Return on asset
Interest rate
Net interest margin
efficiency ratio
FIN
Inflation
Credit risk
Capital Adequacy

Specific Detail Info

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Statement of Responsibility

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