Analysis of the influence of profitability ratio (return on asset, return on equity, net profit margin), and npl 9non-performing loan) to car (capital adequacy ratio) at PT. Bank Mandiri persero, tbk (2004-2013)
The objectives of this research is to analyze the influence of Profitability Ratio (ROA, ROE, NPM), And NPL to CAR at PT. Bank Mandiri Persero, Tbk (2004-2013), and analyze the relationship between the variables. This research using time series data from PT. Bank Mandiri Persero, Tbk three monthly published financial reports Banking Firms which publish on Bank Indonesia journal. The analysis technique used are multiple regression and hypothesis test use t-statistic to test coefficient of regression partial and also f statistic to test the truth of collectively influence in level of significance 5%. Others also had done a classic assumption test covering normality test, multicolinierity test, heteroscedastisity testrnand autocorrelation test, thus to compare independent variables of ROA, ROE, NPM and NPL and dependent variable of CAR using a statistical t-test method of the Independent-sample t-test. During research period show as data research was normally distributed. Based on multicolinierity test, heteroscedasticity test and autocorrelation test variable digressing of classic assumption has not founded, it is indicate that the available data has fulfill the condition to use multi linier regression model. The result of this research shows that profitability ratio (ROA, ROE, NPM) variables has a positive and significant relationship towards CAR variable. Partially ROA, ROE, NPM and NPL variable also has a significant influence to CAR, the distinction between ROE and NPM than other variables is the sign of variable coefficient, it has negative coefficient. The research also shows that ROA coefficient become the largest coefficient values.
B01536 | (Rack Thesis) | Available |
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