Simulation for Banking Loan Analysis with Genetic Algorithm in Bank Buana Indonesia
Banking loan analysis is analysing the customer loan application. The loan analyser should identify the customer condition like their jobs or business, the purpose of the loan, the situation of global and local economic and other information that related to customer condition. Sometime it could take a long time to identify and make a decision to accept or reject the customer loan application because the economic situtions often change and the different of one customer condition to others. In this case, I would develop banking loan analysis software with genetic algorithm.nGenetic algorithm is computing algorithm constructed in analogy with process of natural evolution. Genetic algorithm first knows in the 1975. Genetic algorithm is used for a number of different application areas, example for implementation in problem solving.nThe research will separate the identification in two types. First type is a global situation like economic, territory, etc. Second type is a customer condition. Each type has many parameters value that influence in loan analysis. The program will develop with Borland Delphi Enterprise Version 7.0. All parameters will be calculated to get a result with computer program using a genetic algorithm. The program will be tested by black box testing method for each units and user testing.
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